Fund your wallet.
Pay every bill.
Instantly.
PayMint gives you a personal virtual account to load your wallet — then pays your airtime, data, eSIMs, electricity and cable TV in one tap. Right from the app, or from a WhatsApp chat.
From transfer to paid, in seconds
A wallet you fund by bank transfer, spent on the bills you already pay every month.
Fund your wallet
Get a static or dynamic virtual account number. Send a bank transfer — your balance lands instantly.
Choose a bill
Airtime, data, eSIM, electricity, cable TV — pick what you want to pay in seconds.
Pay instantly
One tap. Tokens, receipts and confirmations delivered right away.
Or do it from WhatsApp
Chat with PayMint to top up your wallet and pay bills without opening the app.
Everything money should already do
Your own virtual account, ready to receive
Every PayMint user gets a static account number for repeat funding and dynamic accounts for one-off transfers. Send from any bank — funds land in your wallet in real time.
All your bills, one app
Stop juggling apps and USSD codes. Pay everything from a single balance.
Pay bills without leaving your chats
Message PayMint on WhatsApp to fund your wallet, buy airtime, top up data or pay for electricity — no app-switching, no menus.
Get paid, cash, for every friend you bring in
Share your link. When your friends sign up and start paying bills, you get a cash bonus dropped straight into your PayMint wallet.
Creators earn cash every time someone joins.
Built for influencers, community builders and everyday users. Share your link, watch signups roll in, and get paid — in real Naira, not points.
Bonuses hit your wallet the moment your referrals qualify.
Track clicks, signups and earnings from inside the app.
Refer 5 or 5,000 — you keep earning on every one.
Every transfer is end-to-end encrypted.
Biometric login and transaction PIN protection.
Working with regulated payment institutions.
Built to settle when you need it — instantly.
One wallet. Every bill.
Ready when you are.
Download PayMint on Android, or hop on the web app right now. iOS is on the way.